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DRUML GROUP, INC.

Druml Group was founded in 1993 with the plan to provide expert business and financial-related services to the construction industry. These services are still provided today and cover a wide variety of contractor needs, all directly associated with money. Services include Business Guidance, Capital Acquisition, Accounting Management, Dispute Resolution, Cost Control and Receivables Collection. Simply stated, "We Help Contractors Earn, Raise, Track, Recover, Control, and Collect Money™."

Throughout history, many prominent construction companies have come and gone. One might question why the construction industry, such a significant part of the U.S. economy, is so volatile. The answer is that many contractors have learned to master building, but have failed to master money. So, a defining goal of Druml Group became that of "Helping Contractors Master Money™."

While Helping Contractors Master Money™, a number of companies on the brink of failure were saved. Some of those contractors still, although having fairly good systems and procedures in place, ran into troubles because of decisions they made that exposed them to considerable risk. It was with this first-hand experience that Druml Group gained knowledge of the many potential causes of failure related to business and financial management. This realization presented a new area of service that Druml Group now provides to its clients as well, "Helping Reduce Construction Risk™."

It became evident that Helping Reduce Construction Risk was actually a by-product of Helping Contractors Master Money™. Therefore the refined goal of Druml Group became that of "Helping Reduce Construction Risk while Helping Contractors Master Money™." In that pursuit, Druml Group formed a Risk Management division, dedicated to providing Risk Assessment services to contractors. The assessment services identify the individual factors which expose a contractor to risk and consequently not only help secure the contractor's future but also help Banks, Bonding Companies and Insurers with their credit and underwriting decisions.

Close ties to Bonding Companies and Insurers has led to providing Bonding and Insurance Services directly to Contractors. By meeting these highly inter-dependant needs, Druml Group has truly become a full-service organization, making our firm a unique leader in the industry. Clearly, we can help any construction company grow with strength and confidence while meeting most non field-related needs, the definition of full-service.

Having our roots as CFO's for construction companies, we provide expert services and a knowledge that is unmatched in the industry. Other companies may claim to know construction but we have actually experienced it. It is for this reason that we continue building our firm with qualified construction professionals that also know how to master money, control risk, reduce insurance costs and meet the bonding needs of contractors. To you that means working with Druml Group is like joint venturing with a contractor. We truly understand your business!



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